Start your Cortland Bank Mortgage Process
Whether you are buying your first property or your fourth, we understand it can be a big and often daunting decision. That's why we want to make applying for your home loan quick and easy.
This process should take you approximately 20 minutes to complete, and your progress will be saved as you complete each step. Please note that your session will timeout after 15 minutes of inactivity.
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information (if applicable)
- Current and Previous Employment Information and dates including monthly salary
- Bank Account Statements
- Current monthly housing expenses such as rent and mortgage payments
- Address and Market Value information for properties you own, including taxes & insurance
- Sources and Income Amounts for all Borrowers. If a W-2 employee, pay stubs for the last 30 days
- If working with a real estate agent, their name, company and phone number